Update To Maryland’s Uninsured Motorist Statute
Desiree Berry and State Farm Mutual Automobile Insurance Company and State Farm
Fire and Casualty Co. v. Andrae Queen, and others similarly situated., Misc. No. 10,
September Term, 2019; Maryland Insurance Administration v. State Farm Mutual
Automobile Insurance Co., No. 63, September Term, 2019
The Maryland Court of Appeals recently clarified that damage to one’s property (vehicle) includes reimbursement for rental coverage when a person is making an uninsured motorist claim. An uninsured motorist claim is when a person is in an accident with someone who does not have insurance. The injured person is able to make a claim for money from their own insurance carrier. The holding states that “…the phrase “damage to property”—as incorporated by Maryland’s Uninsured Motorist Statute—includes loss of use damages such as rental costs.
This is an important case regarding the interpretation of property damage. This decision will help innocent victims who are injured by uninsured drivers and allow them to collect the money they deserve. If you are involved in an automobile collision, it is important that you immediately consult with an automobile attorney to have someone to fully protect your rights. Gritz, Hanifin, & Shih, LLC represent motorists injured in accidents to fight for the money they deserve.